offline payments

SBI VC Trade

2026-10-21 01:47:28

SBI VC Trade, Shinhan Card to explore in-store payments using yen stablecoins

SBI VC Trade, the crypto exchange under Japan’s SBI Group, has signed a basic agreement with SBI XDC Network APAC and South Korean credit card company Shinhan Card to work on a blockchain-based global payments ecosystem. The three parties will examine how digital assets, including yen-denominated stablecoins, could be integrated with offline payment services. The update was reported by Techub News, citing CoinPost. The announcement points to a cross-border collaboration between a Japanese crypto business, its joint venture, and a major Korean card issuer, with the stated focus on payment infrastructure rather than trading activity. No launch date, product timeline, or technical details were disclosed in the brief.

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Binance Pay

2026-09-27 08:05:40

Binance taps Vietnam’s QR rails to bring stablecoin payments into offline retail

A reposted article highlighted how Binance Pay is being used across offline merchants in Ho Chi Minh City, with the author saying many stores in Vietnam can accept Binance-based QR payments in a way that feels similar to mainstream mobile payments. According to the piece, users can pay with stablecoins such as USDT, USDC and USD1, or choose other tokens including BTC, BNB and Pepe, while merchants receive Vietnamese dong directly. The article says Binance Pay connected to two major local payment channels, VietQR and Momo, giving it compatibility with a large share of merchant QR codes in Vietnam. VietQR is described as the country’s unified QR payment standard operated by NAPAS, while Momo is presented as one of Vietnam’s largest e-wallets, run by M_Service JSC and serving more than 30 million users. The author argues that this model lowers the learning burden for both users and merchants because neither side needs to handle stablecoin conversion or blockchain mechanics directly. The piece also mentions a separate use case in which Binance Pay was used to transfer 10,000 Vietnamese dong to a local bank card via QR code, and lists in-country payment limits of $50k per month, $5k per day, a $5k cap per transaction and a $0.39 minimum.

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ECB

2026-09-03 20:28:48

ECB progress report on digital euro focuses on offline payments, privacy and holding limits

The European Central Bank has released a progress report on the preparation phase of the digital euro, outlining work on three areas at the center of the project: offline functionality, privacy safeguards and holding limits. The report makes clear that the update does not amount to final approval for issuance. Any decision on whether the digital euro is ultimately launched still depends on the European legislative and political process. According to the report, offline payments remain a core design feature because they are intended to preserve cash-like reliability in emergencies, during network outages and in remote areas. Privacy is described as a politically sensitive issue tied to public acceptance, with the ECB trying to strike a balance between anti-money laundering requirements and user privacy. The report also discusses holding caps designed to reduce the risk of large deposit outflows from banks and to protect commercial bank liquidity. The ECB frames the digital euro as central bank money rather than Bitcoin or a decentralized stablecoin, while its ongoing development shows that digital settlement and programmable payments have moved into the policy mainstream.

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Bithumb

2026-07-09 02:24:15

Bithumb Launches Crypto Payment Service at Over 6,000 Physical Stores in South Korea

South Korea's second-largest crypto exchange Bithumb partners with Korea Pay's Service to enable cryptocurrency payments at over 6,000 offline stores, aiming for 8,000 by year-end. It also expands customer service centers with multilingual support and explores more retail partnerships.

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Lightning Net

2026-07-03 01:45:14

Breez Launches Misty Breez: A New Lightning Wallet Built on Liquid Sidechain, Fully Open-Source with Offline Payments

Breez today announced the launch of Misty Breez, the latest application built using the Breez SDK. Misty Breez leverages the Nodeless configuration of the SDK, meaning user funds are self-custodied on the Liquid sidechain. The wallet supports BOLT 11 and BOLT 12 invoices, LNURL-Pay, Lightning Addresses, on-chain Bitcoin addresses, and BIP 353 (DNS-based payment resolution). It also features offline payments via mobile notifications. The Breez SDK itself offers two integration methods: Native (using Blockstream's Greenlight for cloud-hosted Lightning nodes with user-controlled keys) and Nodeless (Liquid-based integration). Dozens of projects already use the SDK. Misty Breez is completely open-source, meant to serve as a benchmark for simplified user experience, and developers are encouraged to rebrand and build upon it.

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